Such is life

Just about life as we know it

Reap instead of Weep

Summer is on its way and we all could use some insight to summer savings. You probably do not know I am all about saving and being frugal. Here are some summer saving tips to help you.

*Start a vegetable garden and reap the fresh rewards. I think its important to have a garden that you can enjoy during the summer but also enjoy during the winter. I always plant green beans, peppers, cucumbers and tomatoes. I especially enjoy picking vegetables to freeze to have during the winter.

*Hot and Humid days are no one’s favorite type of day especially not mine. Here are some tips to help you save some money. On hot days, close your windows and close your blinds or curtains. It’s best to block the sunshine instead of letting the heat in. I prefer using insulated curtains because not only do they work but they block the heat from the sun and keep rooms comfortable. Don’t run your appliances on hot days because your appliances will work harder and they will increase your homes temperature. Keep this in mind, caves are dark and cool. Your home could be too.

*Run the air conditioner during the day but its best to use a unit that is an energy star product and you can set the temperature. Don’t forget to clean the air filters for the air conditioner; this way your appliance runs smarter not harder. The evenings are best for opening the windows unless its humid outside.

*Savings for vacations and day trips; consider checking with your local library and chamber of commerce to see if they offer any coupons or passes to places such as the aquarium, sporting events, walking tours, etc…Also check online to see if there any savings you can reap for your day trip or vacation. If you are a member of AAA you get a percentage of  savings there too just by showing your card.

*Consider packing a lunch if you are going on a day trip or to an amusement park because concession food can be very pricey.

If you have any suggestions for summer savings, please leave a comment so others can benefit too.

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How to be Frugal and Save part 2

We all have been down on our luck from time to time and during a depressed economy it only makes sense to try to save where ever you can. Most of us are on reduced hours and some don’t have jobs so I believe everyone can save money if they give it a try.

Here are my tips:

Car insurance is very expensive and if you have had the same company for a couple of years, you might want to give them a call and see if you can get your rate reduced. If they can’t cut your rate then its time to shop around. Here is great website, they will compare rates with all the major insurance companies it just takes a few minutes.

House Insurance same situation start shopping around you might be surprised you can get a better rate.  A year ago and half  ago I shopped around and Wow we saved over $200.00 just for the house. That was a big savings!

Renters Insurance shop around and get quotes and see what kind of savings you might receive.

If you can bundle your insurances that you need, you will save even more money.

Enough about insurance I think you get the idea.

Lets chat about other ways to save. How savvy are you? Do you like to make things at home or reuse items?

Well I do, here is a website that most of you will enjoy come along and check it out. You can make everything homemade. Another great way to save and get creative. Some stuff I have made is window cleaner, home-made bath stuff, natural pesticides and I have used the kitchen tips section a lot. This site is not just for the women, it’s for everyone. Go ahead check it out!

Cable, Phone and Cellphone~here we have the big three. Call the cable company to see if they are offering any great deals, same goes for the phone company. The cellphone company give them a call and have them look at your account and tell them you are looking to save some money and see if they can help you.  Check with your employer and see if they offer any discounts for any of your service providers and if they do take advantage of the savings.

Online shopping my favorite topic. I have this website that I found a couple of years ago and I just love being rewarded for shopping.

Go to . When I shop online I visit this website first to see if there are any coupons, discounts or cash back. This is the best website I have ever used. I just love the cash back option, watch how much you can accumulate with using this site.  Savings right back in your pocket.

I like helping people in any way I can so I bring this blog to you because I have had my share of being down on my luck. I like sharing accomplished ideas that I know work.

If you have any ideas or comments about this blog, please feel free to leave me a comment.

Look out for Summer Savings-coming soon

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