Such is life

Just about life as we know it

How to be Frugal and Save

on May 4, 2011

How to stretch and save our money during hard times?

Here is some simple tips that I use on a regular basis.

Make a grocery shopping list of items you need not want. Visit this coupon site This particular website is exact to the coupons you find in your newspaper on Sunday.  I like this site because you can print the same coupon a couple of times. Look at the flyers for the grocery and drug stores. You will be surprised that one item maybe in on sale in all of your local stores but one of them maybe cheaper.

My husband and I grocery shop together and never go shopping when you are hungry…you will spend less if you eat prior to going. We have 3 grocery stores that are just minutes apart so what we do is cherry pick~we shop the flyers and make a list for all 3 stores (if need be). You would be amazed at just how much you can save! I am finding that some grocery stores will give you money off your grocery bill for bringing your own shopping bags. I save .30 a week just for using my own bags. That is money saved!

Here’s another tip for the grocery store. Every grocery store has a discounted area…take a look you just never know what you might find. I would definitely stay away from dented cans. At the grocery store I visit, I buy bread and bagels for 1/2 the price and I stick them in the freezer and use what I need. Also, look in the meat department for “Manager Specials”…sometimes you can get some really sweet deals especially if you need to something for dinner for the same day. A dear friend introduced us to this saving tip.

Gasoline is expensive as we all know it. Visit to find a cheaper price for gas. If you have a grocery store or mass merchandiser that offers gas you may want to consider getting gas from them. Almost always they offer gas at a discounted price. You may need a rewards card to get the discounted price. This is the way to go!.

How to save money? I like this one. First you need to start a budget and stick to it. Its hard I know this but it make sense. You can go online and get a monthly/semi-monthly budget form that will help you create your budget. After you have done this, you will be able to see how much you have left over that you can put into savings.

Save your change! I have a special change bank that adds up my change. I like this because I save change and then deposit it into savings every few months. You will be surprised just how much you can save if you don’t spend it. I also save my 1 dollar bills and deposit them every week at the bank.

The newspaper is great to have especially on the weekends but if you didn’t know this, you can get all the newspapers online. So stop paying for something you can get for free.

Eating Out can be costly~eat at home for 1/2 the price and you don’t have to leave a tip unless you want to.  There are plenty of websites that have tons of recipes available to cook new things. I like, the recipes on this site are plentiful.

Last but not least STOP charging the credit card.  Simple if you don’t have the money to buy it with cash or a check then you probably shouldn’t buy it!

Please watch for  How to be Frugal part 2~coming soon

If you have any comments, please feel free to post them.


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